Question 1

Why can't I access my banking app or complete a payment?

Accepted Answer

Financial services can experience outages due to server failures, scheduled maintenance windows, high transaction volumes, or third-party payment processor issues. Check this page to see if other users are reporting problems with the same service.

Question 2

Which financial services does DownStatus monitor?

Accepted Answer

DownStatus tracks major banks, payment processors, and fintech apps including PayPal, Stripe, Revolut, Wise, Coinbase, and others. The full list with live status is shown above.

Question 3

Is it safe to retry a transaction during a banking outage?

Accepted Answer

It depends. If your payment failed with an error, check your account balance before retrying — sometimes the charge goes through even if you got an error message. During a confirmed outage, it's safer to wait for the service to recover before retrying to avoid duplicate charges.

Question 4

How quickly are financial service outages detected?

Accepted Answer

Financial outages are typically reported very quickly because failed transactions are immediately noticeable. DownStatus usually detects a spike in reports within minutes of a payment or banking issue becoming widespread.

Finance

Frequently asked questions